During the first nine months of 2025, the microfinance services market in Uzbekistan reached 104 trillion soum, which is 1.8 times more compared to the same period last year, according to the Central Bank.
The majority of services were offered by banks, accounting for nearly 80%, while microfinance institutions (MFIs) made up 18.5% and pawnshops accounted for 2%. Loans and microloans were predominantly issued in the national currency, totaling 103.5 trillion soum, with 500 billion soum issued in foreign currency.
The volume of services provided by microfinance institutions amounted to 19 trillion soum. Of this figure, 13.9 trillion soum was accounted for by three organizations: “Tezkoin,” “Shaffof Moliya,” and “Fortuna Biznes.”
The highest growth in microfinance services was recorded in Tashkent city, Kashkadarya, and Khorezm regions. Additionally, the share of microfinance services in the total credit volume increased by 7% compared to last year, reaching 34.2%.
As of the beginning of October this year, rural residents received 83 trillion soum in microcredits and 21 trillion soum in microloans. The annual growth was 6% and 4%, respectively.
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