Uzbekistan's economic and financial system demonstrated stability and positive results during the first half of 2025. According to the data from the Central Bank, the economy grew by 7.2 percent, while inflation stood at 8.7 percent.
The banking sector strengthened: non-performing loans remain at a low level, while capital and liquidity continue to exceed the established requirements. The return on assets reached 2 percent, and the return on capital was approximately 11 percent.
In the real estate market, prices stabilized, speculative demand decreased, and housing became more accessible to the population. Household debt burdens have declined and remain at a safe level, with mortgage lending continuing to grow, although repayments are being made on time.
Banks underwent stress tests for the first time, and credit default risks were analyzed. New measures have been introduced to protect the financial system from risks and strengthen capital.
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