How does lack of money destroy the psyche?

Money is not just a medium of exchange, but a powerful psychological factor that strongly affects the human mind and psyche.
It directly influences how a person perceives themselves, their attitude toward others, and their daily decisions. Some people feel anxious, depressed, or even distressed whether they have enough money or not. Why? Because money can provide material opportunities, but it does not fill inner emptiness — rather, it brings it to the surface.

Impact of scarcity on the mind

When money is low or completely absent, the human mind enters “survival mode.” The brain focuses not on long-term goals, but on daily needs: finding food, paying rent, seeing a doctor. During this time, the level of the stress hormone cortisol rises sharply, thinking ability declines, and attention becomes scattered.

Under such conditions, signs of chronic anxiety, apathy, and even clinical depression may appear. Money problems dominate the daily agenda and block all aspects of life.

Men begin to feel “useless.” They isolate themselves from society, avoid holidays, weddings, and gatherings, feeling humiliated. Not being able to give gifts, losing self-confidence — all of this further worsens their mental state.

At the same time, financial problems deal a hard blow to family relationships. Lack of money often leads to quarrels, misunderstandings, and even divorce. Medical checkups are missed, pain is ignored. As a result, headaches, sleep disorders, digestive issues, and muscle tension become more frequent.

Causes of fear and insecurity

The root cause lies in belief systems formed in childhood. Subconscious beliefs such as “I don’t deserve to be rich,” “money is the root of evil,” or “rich people are always bad” lie dormant in the subconscious. Such people not only find it hard to become wealthy, but also unconsciously don’t “allow” themselves to keep money.

These negative beliefs are often shaped by parents, school, or societal influences. They distance a person from opportunities and lower their self-esteem.

“Unstable” effect of wealth

Having a lot of money does not eliminate problems — it just reveals them in new forms. Usually, when someone who longed for wealth attains it, they are forced to re-evaluate their values. Without strong inner stability, wealth becomes a source of worry.

Thoughts like “I don’t deserve this money,” “I’m only rich because of luck” give rise to impostor syndrome. Such people fear losing their wealth, worry that others see them only as a source of financial aid. They constantly compare themselves to others and overspend just to maintain their reputation.

Steps toward financially healthy thinking

Solving money problems requires more than just increasing income. One must also work on internal beliefs and mental blocks. For a healthy financial mindset, it’s important to:
– set real and achievable goals,
– learn to manage stress,
– allocate resources wisely,
– build self-confidence and belief in success.

Those chasing wealth should ask themselves: “Why am I collecting money?” If fear or the need for recognition lies behind it, wealth becomes a source of psychological exhaustion instead of peace.

Money is one of the most important factors in life, but not a guarantee of happiness or peace. Financial stability, when aligned with mental well-being, allows a person to feel truly free and fulfilled. Both lack and excess of money are not fate — managing them depends on one’s inner world. Read 'Zamin' on Telegram!