TBC Bank conducted a study and determined which sector employees have their loan applications approved more often.
According to a study conducted by TBC Bank, employees in the fields of education, state enterprises, industry, healthcare, and trade have their loans approved more easily.
Why are they approved more often?
People employed in these sectors usually find it easier to verify their income: they have official jobs, receive a stable salary, and gain experience. All of this makes them more reliable borrowers in the eyes of the bank.
What do people most often take out loans for?
Most often, people take out loans for daily expenses, home repairs, appliances, car purchases, and tuition fees.
What if I work in another field?
Being employed in these sectors is not a guarantee of getting a loan. Other factors also affect the decision, such as age, credit history, or utility payment debts.
Find out how much credit you can get with the TBC UZ app. Submit an application and get a response in one minute*
* Average loan decision time among the last 300,000 users. The exact time depends on your credit history and may take less or more than one minute. Interest rate 28%-49%, term 3-36 months, amount from 300 thousand to 100 million soums.
Full terms: go.tbcbank.uz/rukreditinfo
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