Uzbekistan’s banking system posted a net profit of 13.5 trillion soums at the end of 2025. According to the rating by the Center for Economic Research and Reforms (CERR), this result is 57% higher than a year earlier. This was reported by kursiv.uz. reports .
The Center published the “Bank Activity Index” for Q4 2025. It covers the performance of 35 commercial banks—20 large and 15 small—while the assessment was formed based on 27 indicators aligned with national and international criteria, including Basel Committee requirements.
By the end of the quarter, banks’ total assets amounted to 892.9 trillion soums ($74.2 billion), while liabilities totaled 759.8 trillion soums ($63.1 billion). Lending grew by 13%, while deposits increased by 31%—indicating rising trust in the banking system among households and businesses.
In addition, the reduced share of foreign-currency operations is attributed to the strengthening of the national currency. The share of non-performing loans fell from 4.3% to 3.5%, and the capital adequacy ratio exceeded regulatory norms by more than 1.4 times, confirming the sector’s stability.
In the large-bank activity ranking, the leaders included Kapitalbank, Trastbank, Hamkorbank, Asia Alliance Bank, and Ipak Yo‘li Bank. The most notable growth was shown by SQB, which climbed three positions, while Invest Finance Bank and Aloqa bank lost ground.
Among small banks, the top five included Universalbank, TBC, Octobank, Hayot bank, and Poytaxt bank. Universalbank retained the lead, while Apex bank jumped three positions in the ranking at once.
Read “Zamin” on Telegram!
