Gen Z is once again in the spotlight — this time, the reason for their sleepless nights isn’t emotions, but financial worries. According to a survey conducted by Amerisleep, 70 percent of this generation cannot fall asleep due to money-related stress. It’s not just about the rising prices of coffee or taxis — they are anxious about everything, from inflation to unemployment.
Yet despite increasing anxiety, many of them are not rushing to build a financial cushion or learn budgeting. Instead, most spend time watching series or endlessly scrolling TikTok. Almost half of the respondents admitted: “I can’t change anything, I just lie in bed thinking.” But this habit — endless late-night social media use — doesn’t ease anxiety; it actually makes it worse.
Every third zoomer chooses this path — passive “comfort” through screens instead of active steps. Experts point out that while it may seem safe, it ultimately disrupts sleep and worsens emotional well-being.
Specialists recommend a simple method: the “worry window.” Spend 15–20 minutes a day consciously writing down anxious thoughts and possible solutions. This helps prevent bringing these worries to bed. Also, it’s advised to set a “curfew” for your phone and leave gadgets in another room.
Finally, to build confidence in your financial situation, set realistic goals: start small — save a little money or pay off a small debt. “Knowledge reduces anxiety,” the researchers note. They also remind us that sometimes regaining control is as simple as stopping speculation and starting calculation.
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