Applications for mortgage subsidies open on July 27

In Uzbekistan, the acceptance of applications for mortgage loan subsidies will resume on July 27 at 15:00. Applications will be accepted based on previously issued subsidy notifications that were not utilized during their validity period.

Applicants for the subsidy must score at least 30 points based on social criteria. Additionally, the applicant's credit history must meet the requirements of at least one of the commercial banks participating in the program.

When will applications be accepted?

Submission of applications for mortgage subsidies begins on July 27 at 15:00.

Acceptance will be carried out based on the remaining portion of notifications that were issued within the established target indicators for mortgage subsidies but were not used in a timely manner.

Since these funds and opportunities may be limited, eligible citizens can submit their applications starting from the specified time.

How many points are needed to receive a subsidy?

The applicant is evaluated based on social criteria. To be eligible for a subsidy, an evaluation result of 30 points or higher is required.

Furthermore, the citizen's credit history will also be checked. It must comply with the internal requirements of at least one commercial bank participating in the program.

Scoring 30 points does not mean that the subsidy will be granted automatically. The applicant must also meet other established requirements.

Whose applications meet the requirements?

Neither the applicant for the subsidy nor their spouse should own residential property based on property rights in any region of Uzbekistan.

Additionally, the family's average monthly income is required to be within the established social criteria.

Main conditions:

• scoring at least 30 points based on social criteria;

• credit history meeting bank requirements;

• the applicant and their spouse must not own residential property;

• average monthly income must meet the established threshold.

Where can applications be submitted?

Citizens can submit applications for mortgage subsidies in three ways:

• Visiting a Public Services Center in person;

• Using the myGov mobile application;

• Applying online via the my.gov.uz portal.

For online applications, it is important to correctly enter personal data and information required by the system. Incorrect or incomplete information may affect the application review process.

What should be checked before applying?

It is advisable for applicants to check their eligibility regarding social criteria, credit history, and residential property ownership status before July 27.

Applications will be accepted starting at 15:00. Citizens planning to receive a subsidy can prepare in advance to use the myGov application or the public services portal.

Do you think the conditions for obtaining a mortgage subsidy are sufficiently convenient for the population? Leave your opinion in the comments and send this information to your loved ones who are planning to purchase housing.