The financial reality of 2025 demands not just earning money, but managing it wisely. On this topic, well-known financial expert Shannon McLay shared a very important piece of advice — to save money, you must first delete a dangerous app on your phone!
According to her, an app that allows you to make a purchase with just one "tap" is one of the main reasons for financial disorder. “We work day and night to earn money, but we don’t fully understand how we’re spending it. Because of impulsive, unthoughtful purchases, many people end up with zero at the end of the month,” says the expert.
According to Shannon, various payment apps make handling money too easy. For example, if your bank card is linked to your phone, you don’t even get a chance to think, plan, or calculate before purchasing. This makes it harder to realize “where the money is disappearing.”
“My clients often say to me: ‘I work, but I don’t understand where my money goes.’ This is a very common problem. Buying small things without attention, tea shops, sudden online purchases — behind all this are automated expenses,” she says.
The expert emphasizes that most financial difficulties are related to stress, and that’s why people try to avoid the topic of money. But instead of running from it, one must face it and take active steps to improve the situation.
In her advice, Shannon McLay says that to achieve financial stability, you don’t have to build a perfect budget overnight. Rather, start the journey with small but firm steps.
According to her, the first thing to do is develop the habit of tracking expenses. She recommends using specific apps or reminders on your phone. “Every amount spent must be recorded. Only then can a person control their money flow and reach their savings goals in the future,” she concludes.
Check right now: do you have any apps on your phone that make spending easier and push you to buy through ads and interests? If so, deleting them is the first and most important step in cleaning up your financial life. Read 'Zamin' on Telegram!
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