Fraudsters launch new theft scheme via money transfers
A new scam involving money transfers has emerged in Russia, where criminals send a certain amount of money to a victim's bank card and then contact them via messaging apps. They claim to have made a mistake and request the victim to return the funds to different account details. Expert Galaktion Kuchavan warns that these funds are often stolen from third parties, and if the victim complies, they may unknowingly become part of a criminal chain, leading to their information being flagged for suspicious activities. Banks have the right to block all accounts and cards of affected customers, and recovering blocked funds requires a personal visit to the bank, creating additional complications and legal risks for the individual. Experts advise against independently returning the money and recommend contacting the bank directly to follow the proper procedures.
A new fraudulent tactic is becoming widespread in Russia. In this scheme, criminals transfer a certain amount of money to the victim's bank card and subsequently contact them via messengers. Ixbt.com reports on this.
They claim they made a mistake and request that the funds be returned to different account details.
Expert Galaktion Kuchava explained that such funds are almost always stolen from third parties. If a user transfers the money to the specified account themselves, they unknowingly become a participant in a criminal chain.
Consequently, their information is entered into a database of suspicious transactions.
In such cases, banks have the right to block all of the customer's accounts and cards. Restoring access to blocked funds can only be done by visiting a bank branch in person.
This creates additional problems and legal risks for the citizen.
To ensure security, experts recommend not returning the money independently. The most appropriate course of action is to immediately call the bank's official number and formalize the return process through established procedures.
This method protects against becoming involved in fraudulent schemes.
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