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A 16-Year Scam: How a “Mute” Woman Fooled an Insurance Company

A 16-Year Scam: How a “Mute” Woman Fooled an Insurance Company
Insurance fraud takes many forms, but this case stands out as shockingly elaborate. A woman who had suffered a workplace injury pretended to be deaf-mute for 16 years to receive disability payments.

Fake silence: The “act” began in 2009
According to Oddity Central, in 2019, while reviewing the woman’s medical file, the insurance company noticed something suspicious:

not a single doctor she had visited since 2009 had noted that she was unable to speak.

She had seen various specialists — ophthalmologists, dermatologists, and more — and none had documented any indication of muteness.

The investigator steps in: “school gate conversations” and “asking for directions”
A psychologist also expressed doubt about the authenticity of her condition. But that wasn’t enough to press criminal charges. So the insurance company hired a private investigator.

The detective observed:
  • The woman regularly speaking on the phone with other mothers at a school gate;
  • To gather more evidence, he approached her posing as a passerby and asked for directions;
  • The “mute” woman responded aloud with detailed instructions.

The court decides: payments revoked
After the investigation, the court ruled that the insurance company was no longer obligated to pay her benefits.

A new criminal case for fraud has also been opened.

Additionally, the company plans to sue to recover the money paid over the past 16 years.

Conclusion: Justice served, even if delayed
Some see the insurance system as an easy way to make money. But this case is more than fraud — it’s a betrayal of public trust, the healthcare system, and basic human integrity.

Every legal right can be abused — and such abuse carries consequences. This case is a reminder of the value of honesty.
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News » World » A 16-Year Scam: How a “Mute” Woman Fooled an Insurance Company