A major criminal scheme in the insurance market has been exposed in Uzbekistan. According to a court verdict reviewed by Kun.uz, a group of individuals systematically defrauded insurance companies by "staging" traffic accidents and submitting forged documents.
According to the reports, this illegal activity was carried out by 30-year-old A.A., 21-year-old S.A., and 24-year-old Z.Y. They divided responsibilities and acted according to a precise plan. The group leader, A.A., coordinated the entire process: recruiting new participants, pre-planning staged accidents, filling out "euro-protocols" and other official forms with falsified information, and submitting them to insurance organizations.
The other accomplices, S.A. and Z.Y., participated in each episode as either the "victim" or the "perpetrator," and were also responsible for recruiting new people and finding vehicles. Through these actions, they attempted to make each incident appear credible.
The criminal scheme was carried out using a nearly identical scenario. Primarily, two vehicles—a white Malibu with license plate 01 L 368 AC and a black Malibu with license plate 01 C 897 MC—were used as the "victim" vehicles. Official documents were prepared claiming that traffic accidents had occurred involving these cars, which were then submitted to insurance companies.
For example, on January 15, 2024, forged documents were prepared regarding a "traffic accident" that allegedly occurred at night in the Yashnobod district involving a Malibu and a Tracker. Through this, 13,758,000 soum in compensation was obtained from an insurance company. A similar case was recorded on February 21 in the Parkent district, where 14,000,000 soum was collected for an "incident" involving a Malibu and a VAZ-31514.
In total, the criminals successfully executed 8 out of 14 attempts, obtaining a total of nearly 110,000,000 soum in insurance compensation. In the remaining 6 cases, they were unable to complete their plans for various reasons.
During the trial, the defendants fully confessed to their actions. According to the decision of the Mirzo Ulugbek District Court for Criminal Cases, they were found guilty under several articles of the Criminal Code, including fraud and document forgery. Each was sentenced to a fine of 305 times the base calculation amount, totaling 103,700,000 soum.
This case once again demonstrates that any illegal attempt to exploit the insurance system will eventually be exposed. Attempting to generate income through shortcuts inevitably leads to severe legal consequences.
Read “Zamin” on Telegram!
