According to a new report released by the Federal Reserve (Fed), nearly 10% of the US adult population used or invested in cryptocurrencies in 2025. This figure is the highest in the last three years, confirming the growth trend of 2023 and 2024. Nevertheless, the 2025 results are still lower than the record 12% level in 2021. This is reported by Cointelegraph.com reports.
Integrating cryptocurrencies into daily payment systems has become a key focus for major US companies. Specifically, Block, founded by Jack Dorsey, has enabled payments via Bitcoin and stablecoins at over 800,000 merchant locations. Additionally, the Lightspark startup, led by David Marcus, is working on popularizing Bitcoin Lightning Network technology.
According to the report, 9% of respondents view cryptocurrency as an investment vehicle, while only 2% used it for payments and 1% for remittances to relatives. Interestingly, among the unbanked population, cryptocurrency transactions accounted for 6%, significantly higher than the rate among bank customers (2%).
More than 25% of business representatives who chose cryptocurrency for payments cited advantages such as speed, privacy, and lower costs as the primary reasons. At the same time, less than 10% stated they prefer crypto payments due to distrust in the traditional banking system or security factors. The Fed leadership maintains a cautious stance toward crypto-assets.
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